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  • We Serve All of Indiana
  • We Have a 98% Approval Rate for All Credit
  • You Pick Your own Car
  • No application Fees
  • You Can Be Instantly Approved

Auto financing made easier for Indianapolitans!

Looking for bad credit auto financing in Indianapolis? Well, you’ve come to the right place! Indianapolis Auto Approval Center specializes in helping people with bad credit, no credit, bankruptcy, or repossession get approved for an auto loan. When others say ‘no’, we say ‘YES’. We also welcome first-time car buyers.

Here in Indy, majority of the population travel by car. In fact, we drive more than people in other states do. We understand the need for cars here in Indy and we believe buying a car shouldn’t be too difficult. That’s why we’re here to make things easier for you.

All you have to do is complete an application (takes only a minute) and we’ll give you feedback within the day. Then, we’ll set up a meeting with you so we can personally talk more about financing your car. After everything is settled, you may buy and drive away with the car you want. Yes, we finance any type of vehicle.

Quick. Simple. Hassle-free.

So if you’re ready, GET APPROVED NOW! We’re excited to see you driving around Indy with those new wheels!

We rely on our vehicles to get us where we need to be. From work and school to a night out and more, it can be easy to take for granted. When the time comes for something new, many don’t have extra money sitting around to get one.

If you’re shopping for Indianapolis auto loans, experience, and reliability count. We offer in-house auto financing, and we make it a breeze to get what you need at a price you can afford. Apply with us now!

In-House Financing… What is It?

You certainly have plenty of options when it comes to car shopping, so it’s important to understand them. Everyone has their own unique circumstances, and there isn’t a cookie-cutter solution that works for everyone.

In-house financing is exactly what it sounds like. You don’t have to travel to the bank and worry about a bad credit check ruining your chances for the financing you need to get your car. Our staff works with you to help you overcome these kinds of issues. We take into consideration:

  • Your income level
  • What you can afford per month
  • How long of a term you can handle

When you work with us, you’ll find we share a common goal… to get you back on the road with little hassle and a monthly payment that won’t break the bank.

You Don’t Have to Come to Us

One of the biggest challenges that face people while looking for a new car is the fact they don’t have a way to get around. After all, you need to be able to get quickly around the city to explore your options, right?


We get it. Many of our customers busy and don’t have the time to sit at a dealership all day.. After all, you are trying to buy a new car! That’s we work smarter instead of harder. We allow you to go through the shopping process in the comfort and privacy of your own home. No pushy salesmen to try to get you to buy something that’s not practical for your needs. When you use our website, all you have to do is follow three simple steps:

  1. Fill out your online application.
  2. Pick out your new vehicle.
  3. Wait for an email or phone call for approval. You’ll usually hear back within one business day.

Pros and Cons of In-House Financing

The art of the in-house auto loan is all about convenience and accessibility. There are many compelling reasons how we can help:

  • If you have bad credit or none at all, we can help you establish a good report.
  • Receive an offer in a timely fashion to get you back on the road quickly.
  • Explore options within your budget.

Our staff has your long-term goals in mind, and we work with you to ensure we get you matched up with the best option. Our application is designed to identify your needs to help us determine how to meet them most effectively.

Not All Dealerships are Created Equally

We understand there’s plenty of competition out there, and we want to help you know how to effectively navigate through the many options you have as you seek out auto loans with bad credit in Indianapolis. Unfortunately, there are always a few bad apples in every barrel, and we want to ensure you don’t fall victim to their snares. Just a few red flags to be on the lookout for as you do your research include:

  • No need to provide any proof of income or ability to repay your loan.
  • Vehicles are far overpriced.
  • Dealer tries to convince you no other dealer will offer you financing due to your credit score.
  • Dealer tries to upsell other items and tells you they won’t finance you unless you buy them.

We understand this is a large purchase, and we make it our goal to ensure we match you with the right option considering your ability to repay. We remain transparent and aren’t afraid to tell you what to look out for!

Best Opportunities and Offers

We understand life happens. Sometimes, things occur that result in negative marks on your credit report. However, we don’t believe these sometimes unavoidable circumstances should have a long-term effect on your ability to live your life. That’s why we offer the best opportunities and offers. We are here to help regardless of things like:

  • Filing for bankruptcy
  • Being a first-time homebuyer with no credit history
  • Being self-employed
  • Having poor credit

Although we cannot guarantee you’ll receive a loan or a zero down deal, what we are confident in saying is that we give you the absolute best opportunity and offers. No need to worry about your application being tossed to the side. Our team gets to work quickly so you can get back on the road as soon as possible.

Make the Process Even Quicker with a Little Preparation

Let’s face it. Buying a new car isn’t something we do very often. It takes practice to get good at doing something. The great news is that, since you’re reading this, it can be reasonably assumed you do your homework before you make such big decisions. If you’re ready to get in a new car quickly, a few things you should have on hand as you explore your options include:

  • Your driver’s license
  • Proof of income
  • Proof of insurance
  • Proof of residence

Car Loans in Indianapolis for the Busy Lifestyle

We all have busy calendars. Our team understands, and we go above and beyond in taking the stress out of auto loans with bad credit in Indianapolis. We have the experience you can count on, and we take your schedule and budget into consideration to make sure your current hindrances don’t become an issue that impacts your ability to pay the bills and fulfill your daily responsibilities.

When you work with our experienced staff, you can rest assured that we:

  • Serve all of Indiana
  • Don’t charge hefty application fees
  • Allow you to pick your own car
  • Have an impressive 98% approval rating regardless of credit history

This is a big decision, and we won’t push you to buy something you don’t need. Fill out your application now!

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